This sounds like a conflict between an installed shell extension and the version of SQLite that ReefMaster is using. My guess is that you have a shell extension that also uses SQLite, but uses a different version than RM. Although modern Windows versions and applications have mostly resolved DLL version conflicts, essentially by no longer sharing DLLs between applications, there is a quirk of Windows that means that shell extensions (applications that extends the Windows explorer window) may try and use a DLL that has already been loaded by the host application. This would explain why the crash happens when a browse (explorer) window is opened. We used to see this with the Dell Backup and Restore application, and the only solution is to uninstall that application - quite a few applications other than RM suffered the same issues, and the advice was the same.
If you do not have Dell B&R installed, then it could be some other application. Do you know what shell extensions you have installed? You might get some clues from any extra entries in the right-click menu when using Windows Explorer. It is lkely that, if there is a conflict, the only solution will be to remove the offending application.